Dr. Jason Collins 00:05
One thing I really need to I guess mark out at the beginning is the word economics in that behavioural economics because I sit within the economic systems group, and that's who runs our programming. Because economics itself is a starting point. It's all about how we organise society.
Dr. Jason Collins 00:17
What behavioural economics is very much taking knowledge about how people make decisions. And we think about, well, how can we help them make better decisions, so that when they interact with people interacting with society and making economic decisions. So, when we're talking about behavioural economics, and you'll see this in the flavour of what we have in this course, we're very much thinking about economic decision making. Economic decision making can be quite broad. So throughout through the program, we think about things like financial decision making, we think about government policy and how people make decisions their corporate and business decision making. So, it's a pretty broad spectrum. But it really is bringing it home to that idea of how can we actually help people in those economic contexts make a decision that improves theirs and other's wellbeing.
Dr. Jason Collins 00:59
We have a graduate certificate, which comprises eight subjects, 24 credit points into the credit points, that's basically half a year full time all the way the graduate certificate is designed, it's basically half load for a full year. Then we have the master's program, that includes the subjects on the graduate certificate 20 subjects are all up in the master's program. And that's the 72 credit points is equivalent of one and a half years of full-time study, or as most people tend to be doing it at the moment, they're doing it throughout three years at half load. The way that we think about this is the graduate certificate is a real foundational piece, it's helping you understand some basic core concepts in economics, behavioural economics, and the tools that you're using as a behavioural economist. And if we go to the next slide, Jennifer will be able to see I guess how that happens through the graduate certificate, you know, so these are the eight subjects that that comprise the graduate certificate and basically the start of the master’s as well. If any of you have looked at the website, to get a look at these details, these what I have on the screen here is a little bit different there. And this is some changes were putting through relative to previous years to try and minimise build, strengthen the foundations of the course. So, you can see it literally is subject names, you can see that the first couple of units, they're actually very much foundational economic pieces. And so how can we make sure we equip students who are coming to this course, with the right economic concepts? The next couple of units there around behavioural decision making behavioural game theory is where we really start to take that economic piece and go, Okay, well, if we add a behavioural lens to it, if we start to think about how people actually make decisions, human how humans make decisions, not econs, as you might call them, what does that mean? How does that change it.
Dr. Jason Collins 01:15
The next few units are actually quiet, quite important. And you'll see this through quite a lot of the units, both in the graduate certificate and the masters. And these are actually around the methodology of behavioural economics. Now behavioural economics isn't just, in some ways, a set of stories. And in fact, that's how a lot of people get attracted into behavioural economics, there's a lot of really interesting stories out there around how simple changes in wording to letters can substantially change people's behaviour, very cool stories, leading to better outcomes. But underlying that is a real science. There's a real process of examining data, experimenting and running trials, making sure that what we do works. And so, several of the units in the in the graduate certificate, including the change relative to what you'll see on the website is addition of a statistical, statistical foundations unit around helping you to have those foundational tools to actually apply behavioural economics in a business or government or private, private context.
Dr. Jason Collins 03:39
The last of the units that you'll see on this screen is actually something you'll see quite in quite a lot of units across the masters. And that's where we look at behavioural economics in an applied domain, because what we really want this course to be well, he's supposed to be the sort of thing where you can actually go to a variety of domains. And you'll already have some experience and ability to take know to say, "Okay, I've seen some examples of work in this domain. What can I do here?". So, looking through this long list, this is the rest of the subjects that make up the Masters. You can see that there's several other I suppose, units here, which has that theme of being in a particular domain. So behavioural health economics, how do you how do you think about people's decisions and health? And how do you think about health policy in a behavioural context, corporate decision-making environment and the like so, so really trying to bring it home to a to a local environment. Just draw attention to a couple of other which I think a real standout subjects here, is the, some of you might call it the Capstone subjects. So, there are at the end of the masters are 12 credit points, which can it's basically a choice to either do a research project in behavioural economics or to do an internship with the business and this, again, is really trying to cater to I think the different pathways that someone might like to pursue if the if they're coming to about behavioural economics. We know for Our current cohort of students that many are looking for a career change, and we're hoping that the internship is what gives them the real practical experience that they can then have on their CV when they go out to do that career change, making them a very attractive proposition for people who are looking to hire behavioural economists or even could actually be a really useful unit in for those who are looking to flip their current job around to turn their current career into something which has more of behavioural flavour. And in fact, that's how I got into behavioural economics. So, I was working as a traditional economist and slowly turn steered the ship around from doing some study on the side to eventually it was a pure behavioural economics role. The other unit there the research project is because we realise some people are looking for further study that they're going to get a taste for behavioural economics through this course, I know that that's some ways to get my also my own background. Some study, I hit some interesting things and suddenly went, oh, I really want to do some research, I want to build that on research background. And that's what the research project is, it's a chance to write a thesis and again, that's the sort of thing that will be the foundation for further study in the area.
Dr. Jason Collins 06:05
One thing I just wanna highlight and before we get into the Q&A here is that these subjects, you'll see a lot of I've got this little notation up on free credit points, three, CP, which is three credit points. And this reflects that we have a fairly unique structuring to these units. So, if most university subjects if I guess most courses that you probably have done in the past, you have two semesters you do units that go over the course of the semester, maybe 12-13 weeks lecture every week. These units are designed to be a bit, bit shorter, sharper, so three credit points is about a half size unit. And we run to a calendar where we basically have six, six-week programs to do each of those three credit point units. And then over the course of a year, there'd be either four or five of those three stretches where you're doing one or two, three credit point units. And what that does is it actually allows us to cater for I think, what is most of our students who are who are professionals in the workforce and to structure it around their other work commitments. So, the typical structure for one of these units is four evening sessions during those six weeks of around about an hour, but makes quite a bit longer, we find the students are pretty engaged. And then what we also have is weekend sessions. So, during a three-credit point unit, there'd be two weekend sessions, where we generally get together on campus. It hasn't happened so much through the last few years due to COVID. But we know that our plan in the future is to basically find ways to bring people together on those weekend sessions to create a really not one, a rich learning environment, but to also to help you establish networks of students, other students, this could be your professional peers in the future. We're actually thinking a little bit about what this looks like in the future. How do we structure it? In future years, we know that COVID has made people a little bit reluctant to get together too often. We also know that many of you, some of you probably on this webinar today, you're free to stay. And we're also working on how to how do we cater for all audiences, you know, have a reasonable, not too much travel, have I've had lots of I guess, online opportunities. And I'll talk about that a bit about how exactly we put all that together, thankfully to make to make it make it work for you. We are conscious. We're University of Technology. We know that many of you, most of the students we have today are looking for industry and applied applications. And I hope that what I've said so far, is a good indication of that commitment to give you industry factors.
Jennifer Parcell 08:34
Well, okay, I think it's time when we get some questions and get right into the meat of it. This one might be a silly question, but I'm gonna throw it out there just from a basic standpoint of view. And that is, "Can you still undertake this course, if you don't have an economics background at all?
Dr. Jason Collins 08:50
Absolutely. So, we've designed the course with that in mind. So, if you are simply a graduate of a university course or of your professional experience, you're going to find that this course is well within your capability. And you would have seen in the structure of the graduate certificate we open with some foundational economic unit. So, talk to us about the basic you know how basics of how people respond to incentives, some basics of game theory, which is a big part of behavioural economics toolkit, and it's only after we've given you those initial tools that we then move to, well, let's add the behavioural lens to these. Let's think about what happens if we move from the rational agents often form the foundation of economic study into the behavioural agents of behavioural economics.
Jennifer Parcell 09:32
What is the sort of current state of play I guess, for teaching the course. But perhaps more relevant for our audience tonight is, what does it look like in 2023 for our next intake?
Dr. Jason Collins 09:43
Indeed, yeah. So, I did a hint at this, but I think it's worth breaking this down because this is really important, really important thing. So, as I mentioned most of our units, yet we have a structure where we have evening sessions during the week, and then a couple of weekends, basically a three hours session and then they're lined up across the unit. So, during the graduate certificate as it's currently structured, there would be eight weekends through the course of the year, I should say eight Saturdays, in particular, where students get together have two, three-hour sessions to really dig into the content of those subjects. Due to COVID, we've been either reading those, either those weekend sessions, either fully online, or in a hybrid method. So, we've had, we've got students in all parts of Australia. And we know that also, just due to the health situation and people's different preferences, and we want to better cater for those who are both in there, who both local unable to travel and those who can't. So, so we have been running a hybrid offering.
Dr. Jason Collins 10:42
That's what that looks like in 2023. With we're thinking that through now, because we've realised, we've got a couple of interesting tensions because one, we know that people love the face-to-face interaction. So, we've received overwhelming feedback that getting together with the group of students we have is a richly rewarding experience. Like the students we attract into this course are very engaged, ask wonderful questions like that. The sessions are a lot of fun, I quite enjoy teaching them, people want to get together. So, we've been we've got that big, big group, we want to be able to meet that expectation. We also know that we're also getting people coming from all around Australia. We are the only offering of this kind in Australia, so we'd love to be able to service that. What it's probably gonna look like next year, is made probably a smaller number of weekend sessions, so possibly just one major weekend session for each unit. But what we're looking to do is going how do we make that a really worthwhile way, again, where it's not simply a couple, a couple of lectures or seminars that can we combine it with, say, some industry interaction and bring in some industry speakers, members of academic speakers and make it something where you know, wherever you are in Australia, it would be a really attractive event to come to. So, for four or five times a year, come to Sydney, meet your colleagues and have a really rewarding experience. I expect, we still will offer an online experience, we know that when you have a course like this, people's lives are busy, you may not get to attend every weekend, other things may come up here and who knows what COVID has around the corner for us. So preferably, we'll still offer an online option for those who can't make it. The online experience, although it's there will allow you to adequately get through the course, the richness of that face-to-face interaction is something we're really going to strive for and hopefully we can can get everyone involved in.
Jennifer Parcell 12:23
Upon completion of the masters, is there a pathway to PhD? And I know you were talking about a research option as, as one of the final steps in the master’s course. But would that take you through to a PhD as a possibility?
Dr. Jason Collins 12:37
I can't speak for the for the entry requirements around every university. But certainly, that thesis is part of the pathway there. And whether that's a pathway into masters, research masters, which then leads to the PhD or directly into the PhD. That's probably something for each particular university and their own entry requirements. I know that I actually had to define my own PhD program on a very similar basis. So, I'm confident that there's plenty of universities out there that would find attractive, and that's what we're going to do like there's going to be a high quality, like a supervise thesis and the sort of magic if you didn't honestly, it should have, should have a similar weight and to that kind of experience. So yeah, if you are looking for further study, I think this is this is a good path.
Jennifer Parcell 13:20
I guess also, just to clarify, there's a question from Alex around having completed the grad cert, will their credit point be carried over into the Masters, which I think we've also referenced in terms of that articulation
Dr. Jason Collins 13:33
Indeed. And that's what most of our students are doing. So, most of our students are enrolling on the graduate certificate, they're getting to the end of the year, and they're simply changing their enrolment from the graduate certificate to the masters. And so that's 24 of the of the 72 credit points knocked off. And so, they've basically got a year, well a year full time or, or another two years part time equivalent ahead of them.
Jennifer Parcell 13:55
So perhaps Jason, between you and John, what are the options are the opportunities, I guess, for international students who might be wanting to undertake this course?
John Kennedy - International Development Manager 14:04
Sure. I mean, the course is open as it is to domestic students to international students. And the entry requirements are the same in terms of you just need a recognised bachelor's degree to be able to enter the degree, into the behavioural economics degree. And that's the same for the grad cert options also available to students. So, in that sense, is actually completely the same. I did notice one of the questions was, you know, the option to study this program, internationally, I think that was more focused from a domestic student's point of view living overseas. And that's not really possible. You do, it's not an online course in that sense, although it's blended learning and there are kind of online opportunities, it doesn't mean that it's delivered in an online format. So, you do need to be present on campus to undertake that and that's the same for international students. If borders are open, and your country permits you to travel, then you will need to attend on campus at some point. So yes, it's Then you open as the same, same as it is for domestic?
Jennifer Parcell 15:03
What sort of experience would students have in a class? Roughly speaking, how many students are in some of the classes? And what is the makeup of the subjects in terms of assessment, students doing assignments, essays, exams, group work, God forbid.
Dr. Jason Collins 15:22
Let me I guess take them in part. So, in the first few years, one fact, so we're in year three of the graduate certificate. So, we've got our third cohort. Now, we've had about 30 students on average across those three years. So, it's up to 90 students in total have entered their graduate certificate. And we've got about I think, 15 master's students now as well. So that means that courses depending on where you are, I guess where particular people are in the program, the courses are having anywhere between the classes anywhere between 30 or 30 people for a lot of the Graduate Certificate units and the Masters anywhere, people are anywhere from sometimes half a dozen through to through to 20, depending on particular timings there. But one thing that I have already mentioned is protecting just we have really engaged group of people. So, the sessions are a lot of fun. There's a lot of questions, a lot of really good discussions of case studies problems the like so there's, I think, not really state elections. And in fact, that probably is very much the design of the course. So, these units, the way they're set up isn't for traditional someone talking head in front of the class for several, several hours a week and you scroll down notice.
Dr. Jason Collins 16:27
What we've done is we've created a really rich digital assets on our online learning system Canvas. So what sort of there is, is there's an initial sort of program of self-guided learning. So, on, on those on the monitor digital assets, it's everything written text, to videos, to discussion boards, and like to allow people to, to work through and think about, think about these problems, directions to other readings. Then in the evening sessions, that's a chance for people to talk about and discuss what it is that they've read, ask questions of, I teach, teach three of the Graduate Certificate units this year and to ask academics like myself, what they're about what they've learned, any extensions they're looking for and then for me to guide the conversation in ways that will help people understand that content. The weekends are very much in some ways, I guess, a, just a souped-up version of those evening sessions. But when you're having three hours together in person allows for, for students to develop all sorts of formats. I've run debates around some other topics have a lot of interesting ways of teasing out case studies and the like.
Dr. Jason Collins 17:32
On the assessment. The assessments were a mix of online quizzes or short answer questions are generally listed only for the mid-course. Most of the assessment is actually best based on short, written essays. And that could be anything from a case study. So, talking about a particular behavioural intervention in a particular environment, it could be writing about a trial and its ethical implications, it could be writing about how you would approach a particular problem if a bank or bank has a problem with this particular financial product. This credit card isn't working for, you know, for this reason, use what you've learned in this unit to discuss that. And so the very much, hopefully pretty interesting assessments where you get to actually apply what you've learned in an interesting way. And they're part of the learning themselves, like you're not just simply doing them to the crank out the marks. There is at least in the graduate certificate at the moment, one group assignment, I know people actually quite enjoy that one in the corporate decision-making unit. But there's not yet, I think so much about the assessment, I think the group, the group, that means your group assignments here, it's like the fact that you're going to have a lot of really interesting colleagues in this course, and the sort of people that you're going on, you'd love to talk to and learn from, in fact. I've learnt a lot from the students in this course, we have a lot of students from financial services, and so on the units about financial services, they always have an endless array of examples where around where poor human decision making is led to all sorts of financial harms and so, it really brings a richness to the course.
Jennifer Parcell 19:00
We mentioned that the structure of the course is a little bit different, which my understanding means that the next graduate certificate intake, and in fact, Master's intake is in 2023 for Autumn, which is essentially the start of 2023. So, in terms of applications for that session, they'll open, I believe, around September this year. And in terms of how long it takes for those applications to be assessed. My understanding is it's usually up to about two weeks. Does that sound about right to you, Jason?
Dr. Jason Collins 19:34
I think so. The application process is, is pretty sharp.
Jennifer Parcell 19:37
In terms of your application, it's not so much a comparison between any of the other applications that have come in for the course, but more around your background, and whether or not the study and work experience you've had previously is suitable for you to hit the ground running in this course. Is that correct as well Jason?
Dr. Jason Collins 19:55
Yeah, absolutely. So, so yeah, it's not competitive. It's simply Yeah. I just want to succeed in this course.
Jennifer Parcell 20:03
Now we've got probably a broader question here around career paths that might be an option for someone who's undertaken some study in the area of behavioural economics. Now, I'm going to assume that so, there's a lot of answers to that one, but I guess yeah, if you could maybe touch on some of those more common options for people.
Dr. Jason Collins 20:24
So maybe the first thing to note is that over the last decade, really, there's been a big emergence of effectively behavioural economics teams, quite often called Behavioural Insights teams, across industry and government. So in Australia, the federal government has a behavioural economics team in Australia, and New South Wales Government has a behavioural unit in the customer service department and Victoria, Department of Primary cabinet have a team, there's probably some behavioural economist sitting in fact, I know there is there's plenty of behavioural economists sitting in other areas. Well, in fact, Australian Securities & Investments Commissioner work with ACCC and so on. So, so in government, there's a whole suite of teams there, I hope, I hope that we're gonna be part of the pipeline of, of recruits for those teams. And so they work on public policy issues around customer service, obviously, so to when government has a huge number of customers through various angles, but also through public policy design. So how do you think, how do you design policy for humans, you know, thinking about how they will how a human will respond to a policy decision not so I'm not the perfect computer. So, there's definitely a government stream there. And one thing I'm hoping we're still working through this is that our it's our internships will offer some exposure to that to that area.
Dr. Jason Collins 21:37
Financial services has been another area where it's really taken off. So, Commonwealth Bank has quite a big, pretty high profile team, you can find that a lot of them are going to webpage on that on the Commonwealth Bank site talking about some of their research. They've put out working papers on their work, they've been doing Harvard, they have they have quite a big, big team. Commonwealth Bank is one, AEG have a team and ANZ is looking to build a team. There's a whole bunch of other banks and financial services area, because again, just think about all those decisions consumers are making every day. I think I read earlier today that over 9 million people a day, go into the Commonwealth Bank app, just think about how many interactions and financial decisions are happening there and how much value did you could get from better decisions in those contexts. There's also a lot of other I guess, places you're starting to grow, behavioural, i guess opportunity, more opportunity to work in behavioural economics. So, I came from PWC where i used to run a behavioural team. I know that some of the other consultancies are building that capability. Organisations such as you know, the tech firms like Google and the like. They also like they're also have solid teams of behavioural scientist. So, I look across all of those that go, how can I be equipping students so that we're sort of a competitive in those arenas. Right now, a lot of those places, they're shipping people in from overseas, there's Master's programs in the UK and US which a tonne of the pipeline. So there's places I talked about to take every bit of that pipeline and start putting domestic students into the into those firms.
Jennifer Parcell 23:00
What do you think in terms of the difference, or perhaps some of the pros and cons for getting a master's degree in behavioural economics versus perhaps the more general MBA?
Dr. Jason Collins 23:11
It really does depend on what you what you want to do and where you're where you want to go. So let me talk through might, be a bit self-indulgent for a moment talk about my own experience. So, because I did a Master of Economics initially, and that's how I actually entered PWC. So back in 2009, I did the master’s Economics and so that got me the entry that I'd worked on traditional economic consulting projects. I was pricing gas pipelines and electricity power and doing work for BHP and the like there. And then I guess, I felt there was a gap. And so, I went and did a PhD on the side. So that was a bit of a hobby, and build up my behavioural economics credentials and, and flip that around into the behavioural economics practice. And a colleague who I built that practice with Romola, he actually now runs the CBA team, hence my knowledge of that team. But he actually came in from a master’s from the University of Nottingham. So, masters in behavioural science. And so, in that particular instance, so it's actually our, our specific study mind for the PhD wills through doing a master's in behavioural science, I think, equipped us with the skills to build the behavioural team. So, and that was really what we're interested in. It's why I'm still working in the area now. So, if you're interested in that, I'd say this, this course is absolutely right. Other qualifications, an MBA, a Master of Economics, something like that, obviously, that that's pretty attractive to business to, but it's a sort of thing where you're obviously going to have, you're gonna be attractive, but in a more general sense, if you're happy working in the mall, and there's more general areas go for it.
Jennifer Parcell 24:40
Some of the differences perhaps between doing an Applied Psychology versus a Behavioural Economics, and what some of the key differences would be there?
Dr. Jason Collins 24:49
Both of them will, I guess, provide a bit of a pathway into some of the some of these areas. So for instance, the Behavioural Insights Team which came out of the UK and right at the Nudge Unit, and somebody's about to read the stories about them quite a bit of profile, though, they don't have an Australian team. And I think looking at their team, most of the teams don't like psychology, you know, psychologists, they've come through applied psychology, they got PhDs in psychology. But that also reflects, I think, sometimes where most of their work is directed like, a lot of their work really is, it's kind of slightly more psychologically focused, it's around decisions of people who are who are unemployed, or going back to work or real, it's really probably a bit more of that focus on the human decision making, where wherever different is, like we're realising that there is, as I mentioned, being much more than economic decision making is the focus. So, it was probably that the applied examples we'll talk about are going to be more about things such as financials or getting into financial services and like. There's definitely a crossover though, like, I don't know, like, I think it's one of those things where you could say, people from either domain could probably attack the problem, we're equipping it in different way. The other thing that's probably quite different, though, is we're really want to give the economic toolkit as well here and you know, behavioural economics is a mix of psychology and economics. But that economic toolkit, in my mind is actually really valuable. That ability to bring the economic way of thinking to think about incentives to think about how people are making decisions under conditions of scarcity. I think that's actually a really powerful framework. And that's something that behavioural economics degree, I think, well, that's the strength of it, it gives us a different set of set of skills. It's still applied psychology, I have worked with plenty of plenty of applied psychologists, it's not a bad thing either.
Jennifer Parcell 26:31
Perhaps maybe on a little bit more of a practical sense. Again, I think you've touched on this a little bit. But in terms of the course, obviously, you know, everyone has a busy life, generally speaking, and, and this is something that people are trying to fit in with work and family, etc. What, roughly speaking is the expectation in terms of the amount of time that you should spend dedicated to this, and I've, I've heard other people say, this isn't something that you should try and just squish in and get done. This is something to be enjoyed if you're going to undertake this type of study. But yeah, roughly speaking, what should people try and allow or put aside to really get the most out of this course?
Dr. Jason Collins 27:13
Yeah. So, I think the point you made that this isn't, it's not like, probably not, it's not a very relaxing hobby, if that's what you're looking for is it. We're not trying to saying like, we really want you to get value for money in this graduate certificate in masters, there is a lot of content in there and to extent you can make a real investment, there's some real benefit to be gained. One way to think about it is that what the graduate certificate is, if suppose you did a graduate certificate sort of as scheduled over a single year, it's almost like a halftime, halftime kind of commitment. So, think about that. So, at any point in time, you're doing two units, two units. And I, as a rough rule of thumb, you think you're doing it eight to 10 hours a week on each unit. So, it's a real commitment, you're spending quite a few evenings and, and where you can start with you've got a lot of flexibility there, because the actual commitments aren't and that, you know, the time commitments aren't that big. But in terms of your spending time, it's going to take quite a bit.
Dr. Jason Collins 28:10
One thing we've hoped we've done those by having a lot of self-guided learning material, that you over the course of the six or so weeks that you're doing each of those units, you're going to be really able to move where you're doing it. So, if you if you go Hang on, I've got two real clear, clear weeks at the front, and you've got the time you can really crunch through it and see I want to summarise prayed a fair bit of flexibility in what you're doing. Maybe a fine note to that is like to notice like some students do. Like, once I hear my spiel, I don't know if talking to before, they do say hang on is that a bit too much. We actually do have some students that are doing the Graduate Certificate over two years, I think it's probably, I would recommend if you can to do it in the single but we do have some students that are doing one unit at a time because they've simply gone they love to do it, they want to do it but they simply haven't been able to find a way to practically do those two units.
Jennifer Parcell 28:58
One final question before we let you go and that is, "Do you have a top tip or advice for people who are thinking of undertaking this course?"
Dr. Jason Collins 29:09
My business advice for learning in general, would be really curious. So thankfully, for a lot of us, and I think that this is the case for most students who are doing the course, like we're not at a point in our lives. We're desperately trying to get good marks or something like that. But we're looking to learn to build skills. And that's really the way to approach this course. Just go, how can I get what I can out of it. Because the way it's designed with the self-directed learning, and we really do try and provide as many opportunities as we can for extension, you're going here's where to look next, if you want to go beyond the course and so on the weekend sessions and evening sessions are designed all about, you know, asking about what's the next question, what's the next thing I need to know? So, if you approach a course with that mindset is you're gonna get so much out of it. We hope that we provided her a framework where you can keep, I guess digging for gold nuggets, keep finding it as much as much as you want.
Jennifer Parcell 29:58
And just to reiterate that then next intake for this course is in autumn 2023. So, I believe classes would actually start in, I think it's February 2023. So, applications will be opening from September 2022 onwards. So, if you are interested in applying, that will be your time to apply and have a look at all your different options there in terms of graduate certificate masters and what's going to work best for you. Of course, you can visit our website, pgbusiness.uts.edu.au. To find out all of the details about these particular courses and really have a look at some of those subjects that Jason was highlighting earlier in the presentation. You can also book a one-on-one consultation with us. So you know if you've got a set of circumstances that you really just want to have a chat about what your experiences and what's going to be best for you in terms of study, by all means get in touch at business@uts.edu.au or visit our web page where you can book in for a consultation with one of our staff or perhaps even Jason to talk through all the options that are available to you. So, with that being said, we'd like to thank you for joining us once more and we really hope that we see you in 2023 and the behavioural economics courses.
