Nikesh Lalchandani
Nikesh Lachandani

Contact: nikesh.a.lalchandani@student.uts.edu.au, LinkedIn

Entered PhD Program: October 2021

Principal Supervisor: Harry Scheule

Research topics:  Success factors for neo banking to address challenges to the Australian banking system

Teaching areas:  Banking/Finance, Payments, Neo banks, Digital banking, Fintech, Digital Identity, Cyber Security, IT Strategy Architecture Development

Academic Background and Work Experience: Senior roles in the big 4 banks, especially Commonwealth Bank – Head of Payments Architecture, Head of Payments Innovation, Emerging Technology Innovations Executive, developing real time payments, worlds first blockchain transactions, a number of patents and innovations, NSW Government Digital Identity, technology consulting. Academics: Background in engineering/computer science, financial services, Master of IT Leadership in Deakin University – dissertation in Digital Identity. Chair of ACS, NSW, Chair of National Business Assurance Committee ACS and Member of ACS Congress, Senior Member and Certified Professional ACS, Senior Member of IEEE, one of Australia’s first Charted Bankers, and Fellow of FINSIA, Graduate of AICD, company director of Fintechs and founding member of numerous start-ups and neo-banks.

Publications:

Lalchandani, N.,, 2020, Payments and Banking in Australia: From Coins to Cryptocurrency. How It Started, How It Works, and How It May Be Disrupted, Amazon.com.au Books.

Lalchandani, N., Jeong, J. J., Zolotavkin, Y,, Jiang, F. and Doss, R., 2021, "Evaluating the Current State of Application Programming Interfaces for Verifiable Credentials", IEEE 18th International Conference on Privacy, Security and Trust 2021.

Presentations:

Lalchandani, N., Jeong, J. J., Zolotavkin, Y,, Jiang, F. and Doss, R., 2021, "Evaluating the Current State of Application Programming Interfaces for Verifiable Credentials", IEEE 18th International Conference on Privacy, Security and Trust 2021, 13-15 December, Auckland, New Zealand 2021.

Lalchandani, N., 2020, "Blockchain, Smart Contracts, Central Bank Digital Currencies", 5th Annual Credit Law Conference, 9th November, Sydney, Australia.

Lalchandani, N., 2021, "Digital Payments Update", 6th Annual Credit Law Conference, 24th August, Online.

Lalchandani, N., 2021, "Digital Identity", Global Emerging Innovations Summit, 2021, 29-31 August, Melbourne, Australia.

Lalchandani, N., 2020, "Payments And Banking In Australia", Walk the World, Youtube, 26th September.

Lalchandani, N., 2021, "Has Open Banking Stalled?", Walk the World, Youtube, 20th October.

Lalchandani, N., 2020, "Trust and protection in commerce: A brief history of money", Basser Seminar Series, University of Sydney.

Lalchandani, N., 2020, "With the rise of cryptocurrencies and emergence of Bitcoin as a payment platform, it’s imperative for businesses to become familiar with the risks and potential rewards this new form of currency offers", ACS NSW Fintech Series: Banking, Bitcoin & Cryptocurrencies. 23rd November, Sydney, Australia.

Lalchandani, N., 2018, "Artificial Intelligence - Effects on the Workplace", Hunter Business Chamber Business Development Forum. 28th September, Australia.

Lalchandani, N., 2020, "Banking 2021: What's to Come? COVID-19's Economic Aftermath", National Economic Series, Australian Banking Association, 10th December.

Lalchandani, N., 2018, "Work and Leadership in an Age of AI and Robotics", IE University, 9th July.

Acknowledgement of Country

UTS acknowledges the Gadigal people of the Eora Nation, the Boorooberongal people of the Dharug Nation, the Bidiagal people and the Gamaygal people, upon whose ancestral lands our university stands. We would also like to pay respect to the Elders both past and present, acknowledging them as the traditional custodians of knowledge for these lands.